Retirement and Income Planning
Plan Today for a Confident Tomorrow
Retirement Strategies Built Around You
Retirement should be a time to enjoy what you’ve worked for — not to worry about whether your money will last. At Protegro, we help you build a personalized retirement income plan that balances security, flexibility, and freedom. Together, we’ll create strategies to maximize your resources and give you confidence in the years ahead.
Why it Matters
Because a Peaceful Retirement Doesn’t Happen by Accident
A strong retirement plan goes beyond savings. It’s about creating a sustainable income stream, minimizing taxes, and ensuring your money supports the life you want — for as long as you need it.
We take a proactive, personalized approach to retirement planning, helping you make strategic choices today that bring confidence for tomorrow.
What’s Included
Create a retirement strategy that supports your goals, values, and peace of mind.
Roth Conversion Strategies
Convert tax-deferred savings into tax-free income over time with strategies designed to minimize your tax impact and increase future flexibility.
Social Security Optimization
We’ll help you determine the optimal time and strategy for claiming Social Security benefits — maximizing your income while protecting long-term sustainability.
Withdrawal Sequencing
Your withdrawal order matters. We’ll help you determine which accounts to draw from first to reduce taxes and extend the life of your retirement income.
Retirement Income Sustainability
Our goal is to ensure your money works for you — through smart allocation, strategic planning, and ongoing adjustments that align with your evolving goals.
Wendy’s Approach
A Thoughtful Plan for the Life You’ve Worked Hard to Build
With more than 20 years of experience guiding clients through life’s financial milestones, Wendy helps you navigate retirement with clarity and confidence.
Her approach combines data-driven strategy with genuine care — ensuring every decision reflects your goals, values, and lifestyle.
Whether you’re nearing retirement or already there, you’ll have a trusted partner to help you stay prepared and in control.
Ready to Build a Smarter Tax Strategy?
Let’s identify opportunities to optimize your taxes and align them with your long-term goals.